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1 |
Kaupthing dept adjustment
Kaupþing´s debt-adjustment (skuldaaðlögun) equivalent to debt-acceptance.
New Kaupþing´s has recently announced and marketed a new remedy for the homes, the so called debt-adjustement (i. skuldaaðlögun). It is a complex financial product that can not be considered acceptable nor fair for Icelandic homes to accept...
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103 |
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2 |
Proposition for urgent actions because of the economical crisis
The following proposed actions are based on The Icelandic Homes Coalition´s ideas of:
General actions regarding corrections to inflation linked and currency linked loans
The abolishment of the use of inflation indexing
That risk should be divided between borrowers and lenders
Mortgage should be limited to the pledged property
The social responsibility of the lenders...
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107 |
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3 |
Where is the economic forecast for the general household until 2013?
Due to a constant financial degeneration amongst Icelandic homes, The association of Icelandic homes (HH) wishes to express its great concerns. According to HH’s analysis using figures presented by the National Bank of Iceland, 18% of Icelandic homes are now dealing with a financial situation that can be defined as “heavy”, referring to monthly payments (in relation to monthly income), while the financial situation of 36% homes can be defined as “very heavy”....
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115 |
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